Promotions
Halyk's gift marathon!
When you issue one of the loans with Halyk, you are automatically included in the drawing for weekly prizes and the main super prize.
Period: June 2 - December 14, 2025
Weekly prizes:
• 1 tourist certificate with nominal value of KZT 2,000,000;
• 2 Apple iPhone 16 Pro smartphones;
• 10 certificates for “100 000 bonuses from Halyk”
Monthly super prize:
- Hyundai Tucson car
The drawing is eligible for customers issued:
- digital car loan via partner car dealerships - in the amount of not less than KZT 1,500,000 (one million five hundred thousand tenge); More
- mortgage loan - in the amount of not less than KZT 1,500,000 (one million five hundred thousand tenge); More
- property pledged loan for urgent needs - in the amount of not less than KZT 1,500,000 (one million five hundred thousand tenge); More
- unsecured loan - for the amount of not less than KZT 100,000 (one hundred thousand tenge); More
- commodity loan/ installment - in the amount of not less than KZT 100,000 (one hundred thousand tenge); More
Winners will be determined on live stream of the Bank's official Instagram page @halykbank.kz using random number generator in the presence of commission formed by the Bank by loan agreement number/order number.
Drawing stage of the super prize | Period of loan issuance for participation in the drawing | Date of the drawing |
1st car | 2 June – 29 June | not later than 4 July |
2nd car | 2 June – 27 July | not later than 1 August |
3rd car | 2 June – 24 August | not later than 29 August |
4th car | 2 June – 21 September | not later than 26 September |
5th car | 2 June – 19 October | not later than 24 October |
6th car | 2 June – 16 November | not later than 21 November |
7th car | 2 June – 14 December | not later than 19 December |
Stage | Drawing stage of prizes | Period of loan issuance for participation in the drawing | Date of the drawing | |
1 |
| 2 June – 8 June | not later than 13 June | |
2 |
| 2 June – 15 June | not later than 20 June | |
3 |
| 2 June – 22 June | not later than 27 June | |
4 |
| 2 June – 29 June | not later than 4 July | |
5 |
| 2 June – 6 July | not later than 11 July | |
6 |
| 2 June – 13 July | not later than 18 July | |
7 |
| 2 June – 20 July | not later than 25 July | |
8 |
| 2 June – 27 July | not later than 1 August | |
9 |
| 2 June – 3 August | not later than 8 August | |
10 |
| 2 June – 10 August | not later than 15 August | |
11 |
| 2 June – 17 August | not later than 22 August | |
12 |
| 2 June – 24 August | not later than 29 August | |
13 |
| 2 June – 31 August | not later than 5 September | |
14 |
| 2 June – 7 September | not later than 12 September | |
15 |
| 2 June – 14 September | not later than 19 September | |
16 |
| 2 June – 21 September | not later than 26 September | |
17 |
| 2 June – 28 September | not later than 3 October | |
18 |
| 2 June – 5 October | not later than 10 October | |
19 |
| 2 June – 12 October | not later than 17 October | |
20 |
| 2 June – 19 October | no later than 24 October | |
21 |
| 2 June – 26 October | no later than 31 October | |
22 |
| 2 June – 2 November | no later than 7 November | |
23 |
| 2 June – 9 November | no later than 14 November | |
24 |
| 2 June – 16 November | no later than 21 November | |
25 |
| 2 June – 23 November | no later than 28 November | |
26 |
| 2 June – 30 November | no later than 5 December | |
27 |
| 2 June – 7 December | no later than 12 December | |
28 |
| 2 June – 14 December | no later than 19 December | |
Terms of Participation:
Make at least one of your loans at Halyk
Your loan will be automatically included in the drawing list.
The following may not participate in the drawing:
1. Employees of the Bank;
2. Related parties of the Bank;
3. Customers who have won a super prize within the framework of the present drawing (do not participate in other stages of the drawing);
4. Customers who, during the period of the relevant stage of the drawing, or before the date of formation of the final lists by the Bank for the relevant stage of the drawing:
- have made full early repayment of the loans participating in the drawing;
- have defaulted on fulfillment of obligations under the loans participating in the drawing.
5. Customers who, during the period of list formation by the Bank, have a current overdue fulfillment of obligations under any loan with the Bank.
6. Customers who have executed soft loans under the programs:
- Soft Car Loan Kazakhstan National Fund (Development Bank of Kazakhstan);
- 7-20-25 Housing Mortgage Lending Program
Exceptions:
• If a customer has several loan agreements concluded during the drawing, all loan agreements concluded during the drawing shall participate in the drawing;
• If a drawing winner does not contact within three days from the day of the drawing (a winner does not answer a phone call/incorrectly indicated its contact details/changed its contact details without notifying the Bank/is unavailable for any other reasons/refuses to receive the winning), the car will automatically be transferred to the first double who is determined during the drawing. If double 1 can non receive the winning for the reasons mentioned above, the Bank reserves the right to transfer the winning to double 2.
Prize receipt procedure:
Registration of documents on transfer of ownership right on the super prize:
- it is held only in Almaty;
- if a drawing winner is in another city, a winner itself shall bear travel/accommodation expenses;
- all additional expenses for payment of state duty shall be paid by a winner itself;
The Bank shall independently determine the configuration and color of cars which are drawn among the drawing participants within each stage.
Registration of documents on transfer of ownership right on the other prizes:
- it is held in a city where the Bank's branch closest to a winner's location at the time of the drawing is located;
- all expenses related to registration of documents required for travel certificate shall be paid by a winner itself (including passport, visa);
- The Bank shall independently determine the configuration and color of smartphones which are drawn among the drawing participants within each stage.
Specifications:
- The configuration and color of cars and smartphones shall be determined by the Bank and may differ from the those indicated in the advertising clips.
The Bank reserves the right to cancel this offer at any time or unilaterally change the terms and conditions of this offer in case of force majeure.
A borrower - individual shall be liable for non-fulfillment of obligations under the bank loan agreement.
If a borrower does not fulfil its obligations under the bank loan agreement, the Bank shall be entitled, inter alia, to:
• accrue forfeit (fine, penalty);
• turn the money on borrower's bank accounts into its own property;
• transfer debt for pre-trial collection and settlement to a collection agency;
• file a lawsuit with a court.
The pledge giver shall be responsible for the safety and maintenance of the pledged item in proper technical condition, for the risk of accidental destruction/spoilage, damage and loss of the pledged item.
If a borrower does not fulfil its obligations under the bank loan agreement, the Bank shall be entitled to turn the pledged real estate into its own property extra judicially and/or judicially, in accordance with the requirements of the legislation of the Republic of Kazakhstan.