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"Orleu" lending program for small and medium-sized businesses

Product involving the conditional placement of funds in second-tier banks for the subsequent financing of micro, small, and medium-sized private enterprises “Orleu”

Benefits

preferential lending
preferential lending
period is up to 10 years
period is up to 10 years
interest rate - 12.6% per annum (Annual Effective Interest Rate is up to 13.7% per annum)
interest rate - 12.6% per annum (Annual Effective Interest Rate is up to 13.7% per annum)

Terms and conditions of program

No.

Criteria

Terms and conditions

1

Target group

micro, small, and medium-sized private enterprises

2

Loan Period

- for investments - not more than 120 (one hundred and twenty) months;

- for replenishment of working capital - not more than 36 (thirty-six) months;

- for refinancing/replacement of the source of financing - not more than the remaining period of the refinanced debt

3

Loan Currency

KZT

Purpose of the Loan

- investments; 

- replenishment of working capital;

- refinancing/replacement of the source of financing for existing loans of the Final Borrower issued not earlier than 1 January, 2025.

5

Nominal interest rate for Final Borrowers

12.6% (twelve point six percent per annum)

(annual effective interest rate up to 13.7% per annum)

6

Finance industry

priority sectors according to the terms and conditions of the program


7

Limit amount per Final Borrower

for investments - not more than KZT 7,000,000,000 (seven billion tenge);

for replenishment of working capital - not more than KZT 3,500,000,000 (three billion five hundred million tenge) (inclusive)


More about the program you can read on the Damu Foundation website ( https://damu.kz/en/programmi/loans/orleu/)