Application processing within 5 minutes
Only your IIN
No hidden payments
You don't need to be Halyk customer to obtain a loan
Loan terms and conditions
• Amount: up to KZT 100,000,000
• Period: up to 36 months
• Interest rate: from 25.5% to 37.5% per annum (Annual Effective Rate from 31% to 45% per annum)
• Borrower age: from 21 to 65
• Validity period of the IE: from 6 months
• Purpose: business development and refinancing of loans from Halyk/other banks/MFOs
Refinancing a loan from another bank/MFI
Refinancing allows you to replace loan from another bank to new one with more beneficial terms and conditions.
It's like a fresh start for your finances! When you get refinancing loan, you totally repay your old loan at another bank and if you repay it successfully, Halyk lowers the interest rate on it. This helps lower your monthly payments and eases the financial burden on your business.
Refinancing a loan in Halyk with an additional amount
If you already have a loan in Halyk, you can apply for a new loan for a longer term, whereunder your current loan will be automatically repaid.
This will help to reduce your monthly repayment amount and also give you a chance to obtain additional funds.
Benefits of refinancing
How to apply for a loan?
Download Onlinebank app
Select "Loans for IE" and fill in the application form
Pass the identification
Sign the documents
Done! Money is credited to your new account
Open Onlinebank and select the "Loan" section
Pass the identification
Read the decision
Sign the documents
Done! Money is on your account
Apply for online loan today and grow your business without any difficulties!