Size is font:
A A A
Site color:
Ц Ц Ц
Voice Assistant
Go to Onlinebank Go to Halyk Club Go to Halyk

Online loan for individual entrepreneurs within 5 minutes

Apply for up to KZT 100,000,000 without any collateral or paperwork – entirely online!
Why should you choose our loan?
Instant issuance

Application processing within 5 minutes

No pledge or documents

Only your IIN

No fees and fines

No hidden payments

For new and existing customers

You don't need to be Halyk customer to obtain a loan

Loan terms and conditions

• Amount: up to KZT 100,000,000

• Period: up to 36 months

• Interest rate: from 25.5% to 37.5% per annum (Annual Effective Rate from 31% to 45% per annum)

• Borrower age: from 21 to 65

• Validity period of the IE: from 6 months

• Purpose: business development and refinancing of loans from Halyk/other banks/MFOs

Refinancing a loan from another bank/MFI

Refinancing allows you to replace loan from another bank to new one with more beneficial terms and conditions.

It's like a fresh start for your finances! When you get refinancing loan, you totally repay your old loan at another bank and if you repay it successfully, Halyk lowers the interest rate on it. This helps lower your monthly payments and eases the financial burden on your business.

Refinancing a loan in Halyk with an additional amount

If you already have a loan in Halyk, you can apply for a new loan for a longer term, whereunder your current loan will be automatically repaid.

This will help to reduce your monthly repayment amount and also give you a chance to obtain additional funds.

Benefits of refinancing

Expense reduction
Lower interest rates – more money for business or personal purposes
Convenient payments
Extended loan period allows you to reduce your monthly payments
Financial freedom
Spare cash can be used to grow your business, invest or cover other expenses
Больше возможностей
Увеличьте сумму кредита и используйте дополнительные средства на развитие бизнеса

How to apply for a loan?

1
2
3
4
5
1
2
3
4
5

Onlinebank для бизнеса

Управляйте бизнесом в любом месте, в любое время