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0% fee for business!

For accepting payments via QR and cards from any bank.

Who is it for?

Available to new Halyk customers – IE and LLP which:

  • previously did not accept payments via Halyk merchant acquiring
  • did not make transactions from 1 December, 2025, to 26 December, 2025
  • connection to acquiring from 26 December 2025 to 01 April 2026
  • the tariff is valid for the first 3 months from the date of connection or until the payment acceptance turnover reaches KZT 10 million

Promo terms and conditions

0% fee on all payment methods

• Halyk cards
• cards from other banks
• Halyk QR
• Unified QR of the NPC (National Payment Corporation)

To activate the promo tariff, you need to choose one additional product:

• Halyk acquiring + online cash register
• Halyk acquiring + digital loan
• Halyk acquiring + Online Duken
• Halyk acquiring + corporate card

The promo tariff applies from the moment of activation of acquiring and is valid:

Until 1 April, 2026, or until a turnover reaches KZT 10,000,000, whichever occurs first.

Upon reaching a turnover of KZT 10,000,000, the customer is automatically transferred to standard merchant acquiring tariffs, regardless the end date of the promo period.

For existing merchants

If you already accept payments with Halyk:

Halyk QR – 0.5% is valid until the end of 2026

Acceptance of cards from other banks for IE – 0.8%

(within the framework of standard acquiring for IE with turnover of up to KZT 45,000,000 per year)

Advantages
All-in-one device

Online cash register and OFD within the POS terminal

Fast NPC scanning

Scan NPC goods directly via the POS terminal

Legally and officially

Compliance with the legislation of the Republic of Kazakhstan

Q&A

Who can participate in the promo?

IE and LLP that previously did not accept payments via Halyk acquiring and activate from 26 December, 2025, to 31 March, 2026.

What payment methods are eligible for 0% fee?

All: Halyk cards, cards from other banks, Halyk QR, NPC QR, and other available payment methods.

How long does the 0% fee last?

Until 31 March, 2026, or until a turnover reaches KZT 10,000,000 – whichever occurs first.

What will happen after the promo ends?

After the promo ends, the tariffs will automatically return to the standard tariffs which were before the promo started. Current tariffs are available by following link.

Is it necessary to activate additional products

Yes, activating one product is compulsory: an online cash register, a digital loan, Online Duken or a corporate card.

Which industries participate in the promo?

A list of categories of non-participating points of sale is available at the link.

Is the promo suitable for existing bank customers?

No, the promo is only for new merchants using merchant acquiring services.

Is there an online cash register in the POS terminal?

Yes, the OFD cash register is within the POS terminal and does not require separate equipment. How to activate cash register to a new or existing terminal is described at (link to manuals) 

License for banking and other operations and activities in the securities market №1.2.47/230/38/1 dated June 23, 2023 issued by Agency for regulation and development of the financial market of the Republic of Kazakhstan.

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