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Regional SMB financing

Regional SMB lending program for Astana «Astana Business»

Target groupA small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in Astana
Industries and sectorsNo restrictions
Intended use
  • investments
  • for working capital financing
Loan period
  • for investments - no more than 84 months
  • for working capital financing - no more than 36 months
Interest rate
  • 8,5% (AEIR min. 8.8%)
Maximum loan amount
  • for start-up proprietors – no more than 50,000,000 (fifty million) tenge
  • for active proprietors – no more than 100,000,000 (one hundred million) tenge
More

Learn more about the Program at JSC EDF Damu.

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB Lending Program for Astana «Astana Business -2»

Target groupA small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in Astana
Industries and sectorsThe list of priority lending sectors can be found in more detail on the website of the «Damu» Fund
Intended use
  • investments
  • for working capital financing
Loan period
  • for investments - no more than 84 months
  • for working capital financing - no more than 36 months
Interest rate
  • min. 7%  (AEIR min. 7,7%)
Maximum loan amount
  • for start-up proprietors – no more than 50,000,000 (fifty million) tenge
  • for active proprietors – no more than 100,000,000 (one hundred million) tenge
More

Learn more about the Program at JSC EDF Damu.

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB lending programs for Almaty and Almaty oblast

Regional SMB Lending Program "Almaty Business"

Target groupa small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, and officially registered in Almaty.  
Industries and sectorsNo restrictions
Intended use
  • investments
  • for working capital financing
Loan period
  • for investments - no more than 84 months
  • for working capital financing - no more than 36 months
Interest rate
  • min. 7%  (AEIR min. 7,7%)
Maximum loan amountno more than 180,000,000 (one hundred eighty million) tenge
MoreLearn more about the Program at JSC EDF Damu
Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB Lending Program for Almaty «Jana Business»

Target group
  • A small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in Almaty
  • Small and medium-sized businesses registered in Almaty and having the status of an industrial park entity at the time of filing an application for financing
Industries and sectorsProjects must correspond to the list of priority industries and sectors
Intended use
  • investments
  • for working capital financing        
Loan period
  • for investments - no more than 84 months
  • for working capital financing - no more than 36 months
Interest rate
  • min. 6%  (AEIR min. 6,2%)
Maximum loan amount
  • no more than KZT 100,000,000 (one hundred million) - per Ultimate Borrower within the Sub-Product
  • no more than KZT 500,000,000 (five hundred million) - per borrower that is an industrial park entity
More

Learn more about the Program at JSC EDF Damu.

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB Lending Program for Almaty Oblast «Zhetisu»

Target groupa small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in Almaty oblast.
Industries and sectorsNo restrictions
Intended use
  • investments - for acquisition of new fixed assets and upgrade of fixed assets;
  • for working capital financing                    
Loan period
  • for investments - no more than 84 months;
  • for working capital financing - no more than 36 months
Interest rate
  • min. 7%  (AEIR min. 7,7%)
Maximum loan amountno more than 150,000,000 (one hundred fifty million) tenge;                                                      
MoreLearn more about the Program at JSC EDF Damu
Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB lending programs for other regions

Regional SMB Lending Program for Shymkent "Men Kasipker Bolamyn"

Target groupAn Up-and-coming Young Entrepreneur and/or a Female Entrepreneur are small business entities (including micro-entrepreneurship), officially registered and implementing/planning to implement a project in Shymkent.
Industries and sectorsNo restrictions
Intended use
  • investments - for acquisition of new fixed assets and upgrade of fixed assets;
  • for working capital financing                         
Loan period
  • for investments - no more than 84 months;
  • for working capital financing - no more than 36 months
Amount of subsidy
1% is paid by an entrepreneur and the difference is subsidized by the government
Maximum loan amountno more than 10,000,000 (ten million) tenge                                                      
MoreLearn more about the Program at JSC EDF Damu
Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB Lending Program for East Kazakhstan Oblast "Ak-Niyet"

Target groupa small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in the East Kazakhstan oblast.
Industries and sectorsThe list of priority lending sectors can be found in more detail on the website of the «Damu» Fund
Intended use
  • investments - for acquisition of new fixed assets and upgrade of fixed assets;
  • for working capital financing
  • refinancing
Loan period
  • for investments - no more than 84 months;
  • for working capital financing - no more than 36 months
Interest rate
  • min. 7%  (AEIR min. 7,7%)
Maximum loan amountno more than 100 000 000 (one hundred million) tenge
MoreLearn more about the Program at JSC EDF Damu
 Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB Lending Program for Zhambyl Oblast "Bereke"

Target groupa small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in Zhambyl oblast.
Industries and sectorsNo restrictions
Intended use
  • investments - for acquisition of new fixed assets and upgrade of fixed assets;
  • for working capital financing                         
Loan period
  • for investments - no more than 84 months;
  • for working capital financing - no more than 36 months
Interest rate
  • min. 7%  (AEIR min. 7,7%)
Maximum loan amountno more than 50,000,000 (fifty million) tenge
MoreLearn more about the Program at JSC EDF Damu
Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB Lending Program for Zhambyl Oblast « Jambyl Business»


Target group         

- Within the 1st and 3rd directions – small business entities registered in the territory of Zhambyl oblast in accordance with the legislation of the Republic of Kazakhstan and implementing/planning to implement projects in Zhambyl Oblast.

- Within the 2nd direction - small and medium-sized businesses (the “SMBs”) registered in the territory of Zhambyl oblast in accordance with the legislation of the Republic of Kazakhstan and implementing/planning to implement projects in mono- and small towns of Zhambyl oblast.


Industries and sectors          

The list of priority lending sectors can be found in more detail on the website of the «Damu» Fund


Intended use         

For the 1st and 2nd directions:

-investments;

-replenishment of working capital.


For the 3rd direction:

-investments;

-replenishment of working capital (only within the framework of an investment project, but not more than 30% of the loan amount).


Loan period          

for investments - no more than 84 months;

for working capital financing - no more than 36 months


Interest rate           

min. 7%  (AEIR min. 7,7%)


Maximum loan amount       

for the 1st and 3rd directions - not more than KZT 200,000,000 (two hundred million);

for the 2nd direction - not more than KZT 50,000,000,000 (fifty million).


More

Learn more about the Program at JSC EDF Dam

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SMB lending programs for other regions

Regional SMB Lending Program for Abay Oblast «Qamqor»

Target group
a small or medium business entity being such in accordance with the legislation of the Republic of Kazakhstan, that meets the terms of the Program, is officially registered and is implementing / planning to implement a project in the Abay oblast
Industries and sectors
Projects must correspond to the list of priority industries and sectors
Intended use

The list of priority lending sectors can be found in more detail on the website of the «Damu» Fund

Loan period

for investments - no more than 84 months;

for working capital financing - no more than 36 months
Interest rate
min. 7%  (AEIR min. 7,7%)
Maximum loan amount
no more than 100 000 000 (one hundred million) tenge
More

Learn more about the Program at JSC EDF Damu

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SME lending program for Karaganda Oblast “Kasipker”

Target group
Small or medium-sized enterprises registered and implementing/planning to implement a project in Karaganda oblast
Industries and sectors
Projects must correspond to the list of priority industries and sectors
Intended use
The list of priority lending sectors can be found in more detail on the website of the «Damu» Fund
Loan period

for investments - no more than 60 months;

for working capital financing - no more than 36 months
Interest rate
min. 7%  (AEIR min. 7,7%)
Maximum loan amount
no more than 50 000 000 (fifty million) tenge
More

Learn more about the Program at JSC EDF Damu

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SME lending program for Khromtau monocity, Aktobe Oblast «Orken»

Target group
Small or medium-sized enterprises registered and implementing/planning to implement a project in Khromtau monocity, Aktobe Oblast
Industries and sectors
No restrictions
Intended use

investments;

for working capital financing

Loan period

for investments - no more than 60 months;

for working capital financing - no more than 36 months
Amount of subsidy
3% is paid by an entrepreneur and the difference is subsidized by the government
Maximum loan amount
no more than 30 000 000 (thirty million) tenge
More

Learn more about the Program at JSC EDF Damu

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)

Regional SME lending program for Kostanay Oblast, “Business-Komek”

Target group
Small or medium-sized enterprises registered and implementing/planning to implement a project on the territory of Amangeldy, Dzhangeldin districts of Kostanay Oblast and Arkalyk city
Industries and sectors
Projects must correspond to the list of priority industries and sectors
Intended use

investments;

for working capital financing

Interest rate
min. 7%  (AEIR min. 7,7%)
Loan period

for investments - no more than 60 months;

for working capital financing - no more than 36 months
Amount of subsidy
1% is paid by an entrepreneur and the difference is subsidized by the government
Loan amount

from KZT 20,000,000 (twenty million tenge)

up to KZT 150,000,000 (one hundred and fifty million tenge)
More

Learn more about the Program at JSC EDF Damu

Call center: 1408/8 800 080 18 90 (Kazakhstan toll-free), +7 (727) 244 55 66 (Almaty)