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Deposit guarantee

Every deposit is guaranteed by KDIF

Since 1999, Kazakhstan has had a special fund, Kazakhstan Deposit Insurance Fund JSC (KDIF). KDIF is here to guarantee deposits of individuals

All individual deposits in Halyk Bank of Kazakhstan JSC are subject to compulsory guaranteeing. Guaranted amounts are:

20 million tenge – savings deposits in national currency

10 million tenge – cards, accounts and other deposits in national currency

5 million tenge – cards, accounts and deposits in foreign currency

If the depositor has 2 or more deposits at the same time in both tenge and foreign currency, the guarantee compensation is 20 million tenge


Notification of a personal customer, who concluded a Bank account contract and (or) Bank deposit contract