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Onlinebank
Onlinebank
Onlinebank
Onlinebank app
ОБухгалтер
Open account
Open an account for SP Open an account for SP
Open account for LLP Open account for LLP
Register SP online Register SP online
VAT on banking services 2026 VAT on banking services 2026
Tariff packages for small and medium businesses Salem Package – Easy Start Drive – Drive Your Business Tender – A Guarantee of Success Alem – A World of Neighbors Econom – For Basic Needs
Cards
Digital card Digital card
Cash deposit card Cash deposit card
Card for employees Card for employees
Business cards Business cards The first fuel card for business!
Card for SP Card for IE
Payroll Salary project
Customs Card Customs Card
Guarantees
Digital Blank Tender Guarantee
Guarantees
Digital blank performance guarantee
Letter of credit for business
Tender recommendations
Everything you need to participate in tenders
Loans for SME
On business goals Up to KZT 300,000,000 business loan for LLPs Online loan for individual entrepreneurs within 5 minutes Halyk Contract Digital secured loan of up to KZT 1 billion Digital factoring for public procurement suppliers Online loan for IE POS holders Business Medium Halyk Entrepreneur Halyk Entrepreneur Express Deposit-secured loan Loans for corporate business
For agricultural business For agricultural business
Liability of the Borrower Liability of the Borrower
State programs Ken Dala Program Regional SMB financing Enbek mass entrepreneurship SME in manufacturing industry Women entrepreneurship lending program “Ymit” "Orleu" lending program for small and medium-sized businesses Interest rate subsidizing by the Ministry of Agriculture Enterprise Support Program (subsidies) Domestic Trade Subjects Support Program (guarantee) Domestic Trade Subjects Support Program (subsidies) Guarantee program within the framework of providing loan guarantee funds
Overdraft Overdraft
Submit documents online Submit documents online with Halyk Courier service
Loan calculator Loan calculator
Acquiring
Accepting payments POS Terminals Halyk QR Halyk Pos application WeChat
Halyk Club Become a partner Bonuses
Online cash register and FDО POS terminal and online cash register
Promotions 0% fee for business!
Internet Acquiring eРay ePay online acquiring
Deposits
Deposits Term Deposit Flexible Deposit Accumulative Deposit Deposit guarantee
FEA
Внешняя экономическая деятельность
Foreign Economic Activity (FEA)
Business with China
Services
Transaction service Structured Trade Finance Cash flow management Agent services for acceptance of payments Qprint/APS
Online services Online service for sending financial reports “Invoice” B2B service OnlineDuken
Custody Custodian activities
Correspondent relations Correspondent relations
Treasury Products Brokerage service Conversion operations Banknote operations Interbank loans and deposits Derivatives
Payment system Payment system
Become a partner of Halyk Market! Become a partner of Halyk Market!
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Go to Halyk
Go to Onlinebank
Go to Halyk Club
Go to Onlinebank Go to Halyk Club Go to Halyk

Open an account online

For sole proprietors and LLPs. Everything is online - registration, identification, and receiving account details without visiting a branch
Connect online
Account Opening for SP and LLC
Account for SP

Free account opening without powers of attorney or notary services

Open an Account
Account for LLC

Fast online account opening without visiting a bank branch

Open an Account
Free Account Opening

Everything online, no branch visit required. Account details provided on the day of application

Online Accounting

All company income and expense reports in one place

Free Transfers and Payments

24/7 payments and transfers in Onlinebank

Everything Your Business Needs in One Place
Taxes

Pay your taxes on time without extra effort

Trade acquiring

POS terminal setup in 1 day, low fees. OFD cash register — free

Payments and Transfers

Fast 24/7 payments

Business Loan

Apply online — funds credited to your account in 10 minutes

Deposit

Save and multiply your savings, profitable online deposits

Online loan for business development
Loan for SP
  • Up to 100 million KZT


  • Term: 1–36 months


  • Interest rate: 25.5–37.5% (APR 31–45%)
Learn more
Loan for LLC
  • Up to 300 million KZT


  • Term: 1–36 months


  • Interest rate: 25.5–37.5% (APR 31–45%)
Learn more

Suitable for any business

Onlinebank offers solutions tailored to the needs of different types of businesses.
For entrepreneurs working with individuals
  • Connect Halyk QR and POS terminal to accept payments with low
  • Payments and transfers to partners 24/7 via phone number or account
  • Obukhgalter: free electronic document management
For companies working with businesses
  • Reduce expenses: favorable terms for currency and cash operations
  • Obukhgalter: issuing invoices and delivery notes with QR payments from individuals and legal entities
  • Corporate cards for any purpose: for business, self-collection, customs, fuel
For companies participating in tenders and public procurement
  • Digital guarantees — issue online without collateral and documents
  • Tender tariff — unlimited tender guarantees up to ₸5 million
  • Win more often: the recommendation system will select personalized tenders for you
For companies engaged in foreign economic activity
  • Alem tariff — for working with foreign partners
  • Registration of foreign exchange contracts — 0 ₸
  • Halyk FX — free connection. Exchange currency at an individual rate
Choose the optimal tariff package
Salem
For new individual entrepreneurs (IE)
  • Payments and transfers in tenge — ₸0
  • Cash withdrawals from the current account via ATMs — ₸0
  • Business card — ₸0



1 500 ₸ per month
Learn more
Econom
For active payments in tenge
  • 70 payments in tenge — ₸0
  • Cash operations from 0.1%
  • IE card — ₸0
4 500 ₸ per month
Learn more
Alem
For working with foreign partners
  • International transfers from 0.1%
  • Account replenishment from 0.1%
  • Registration of foreign exchange contracts — ₸0
8 999 ₸ per month
Learn more
Tender
For active participation in tenders
  • Unlimited issuance of tender guarantees
  • 50 payments in tenge
  • Cash operations per month
25 000 ₸ per month
Learn more
Open an account for SP Open account for LLP

FAQ

How to open an account?

For sole proprietors (IE) — open an account online in the Business Onlinebank mobile app.

For LLPs — in the Onlinebank mobile app and on onlinebank.kz.

Or at a Halyk branch.

What is required to open an account for a sole proprietor (IE)?

• Online: no documents required — open an account in just a few minutes via the Onlinebank app.

• At a branch: see the list of required documents — download.

How long does it take to open an account for an IE or LLP?
  • Online: 5–7 minutes.
  • At a Halyk branch: the account will be opened the next day after submitting all documents.
What documents are required to open an LLP account?
  • Online: no documents required.
  • At a Halyk branch: please review the list of documents via the link.
What is Onlinebank?

Onlinebank is a mobile banking app for businesses.

Access services 24/7 via the mobile app and web version.

With Onlinebank you can:

  • Manage accounts
  • Make payments
  • Work with foreign currency (payments, control, Halyk FX)
  • Perform cash operations (cash-in/cash-out via Auto Cashier)
  • Use other business services
Where can I get consultations or technical support?

Halyk 24/7 Contact Center:

  • from landline: 8 (727) 259 72 27
  • from mobile: 9595
  • toll-free: 8 8000 800 777
Where can I find FAQs for other products?

In the Halyk Info – For Business section

Onlinebank для бизнеса

Управляйте бизнесом в любом месте, в любое время