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Alem – A World of Neighbors

Benefits

a set of key operations without unnecessary services
a set of key operations without unnecessary services
save up to 50% on foreign exchange transactions
save up to 50% on foreign exchange transactions
access to a range of digital solutions in Onlinebank
access to a range of digital solutions in Onlinebank
it's simple: 12 months for the price of 10
it's simple: 12 months for the price of 10

Alem package

Monthly feeKZT9,000 (up to 50% off)*
UserMaking international business partners
FREE OF CHARGE
  • Opening, maintaining and  closing on account
  • Onlinebank
  • 100 payments in tenge
  • Pension, social payments and Compulsory Social Health Insurance
  • Registration and modification of currency contract
  • Corporate card
Transfers in USD/EUR/GBP (OUR)0,25% min KZT 15,000 max KZT 85,000
Transfers in RUB0,2% min KZT  2,000 max KZT 30,000
Transfers in CNY0,2% min KZT 7,000 max KZT 90,000
Account replenishment
  • 0.2% min KZT 200 in the terminal
  • 0.2% min KZT 250 at the bank's cash desk
Acceptance of collected proceeds0,2% min. KZT 500
Cash withdrawal at the cash desk
  • up to 1 million ₸ inclusive: 0,6% min 1000 ₸
  • over 1 million ₸: 0,5%

* Minimum discount from standard tariff rates. The discount is calculated subject to one-time transaction per month: currency transfer, cash transactions.

The tariff package is prolonged automatically.

In order to calculate the Period, a notional month equal to thirty (30) calendar days and a notional year equal to 360 (three hundred and sixty) calendar days shall be taken.

Free services covered by the package

24/7 payments and transfers for legal entities:

  • payment of pension, social and tax payments
  • transferring salaries and other payments to employees
  • customs payments (to the Unified Account No.)
  • import and export of payment documents
  • Tracking currency payments in real time
  • High speed of processing payments around the world
  • Check the payment status at any stage

Check the reliability of partners from Russia and Kazakhstan:

  • Kompra service – verification of companies from Kazakhstan: search of legal entities in registers, history of participation in procurement, licenses and litigation.
  • Svetofor service – verification of companies from Russia: determining the level of risk and reliability of companies. Search in 16 databases of the Russian Federation, including tax, federal and executive bodies

How to connect a package to the Onlinebank

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Connect the Alem package

Banking and Other Operations License (Universal Banking License) No.1.1.601.130 dated 13.07.2026 issued by AFMRD.
Securities Market License No.1.2.47/230/38/1 dated 23.06.2023 issued by AFMRD.

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