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Business Medium

Universal loan for ongoing and startup businesses

Benefits

up to 15 billion tenge
up to 15 billion tenge
up to 7 years
up to 7 years
Min. 21% (AEIR min. 23,54%) Max. 30% (AEIR max. 35,00%)
Min. 21% (AEIR min. 23,54%) Max. 30% (AEIR max. 35,00%)
grace period
grace period
interest rate reduction option
interest rate reduction option
guarantees for insufficient collateral
guarantees for insufficient collateral

Financing of ongoing and startup businesses

Purpose of loan


- acquisition of movable property
- repair / reconstruction of buildings, commercial premises, capital investments
- acquisition of a share in the authorized capital
- purchase of securities
- acquisition / construction of fixed assets
- refinancing of current non-overdue / non-problem debt

Currency

tenge, foreign currency

Collateral

Taking movable and immovable property as a collateral

There is an option of delivering documents to the Bank with Halyk Courier service

How to apply

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Banking and Other Operations License (Universal Banking License) No.1.1.601.130 dated 13.07.2026 issued by AFMRD.
Securities Market License No.1.2.47/230/38/1 dated 23.06.2023 issued by AFMRD.

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