Application for a loan deferral
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In order to support small and medium businesses, prevent deterioration of their financial condition and avoid cases of overdue debts under loan agreements, Halyk Bank decided to help SME borrowers affected by the declaration of the state of emergency and provides a deferral for existing SME loans
Deferral terms
Who can apply?
SME borrowers who have objective reasons for the deterioration of their financial condition or damages caused to them during the emergency situation
What loans are involved?
Loans issued before 5 January 2022
Application period: until 4 April 2022
Payment suspension period: as determined by the resolution of the authorized body of the Bank at the request of the SME borrower
Deferral conditions (method):
Amounts deferred will be distributed evenly from the end of the deferment until the end of the current/extended loan term, unless another method is reflected in the client's application
Application documents:
- Application for payments deferral (with/without extension of the loan term)
- Documents, required for assessment of Borrower’s financial condition, including confirmation of deterioration of financial condition of the Borrower
Application review time: up to 10 calendar days from the date of receipt of the application
Early repayment and changing of financing terms: no fee on the basis of the Client’s application
How to apply?
- To obtain a deferral (both for principal debt and interest) you must fill out an application for deferred payments.
- In addition we draw your attention to the fact that for the period of deferral under this application, the Bank will not suspend the accrual of interest under bank loan;
How to submit a completed application?
If you are connected to Onlinebank Business system, you can hand over the documents through Halyk Courier online service, or any convenient way to your loan manager
If you have any questions, you can contact the Bank’s branch by the following link Contacts and details