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ISO 20022 Standards

What entrepreneurs and legal entities need to know about ISO 20022

What is ISO 20022

For whom ISO 20022

What changes are expected in Onlinebank according to ISO 20022 standard

Questions and answers

What is ISO 20022

ISO 20022 is an international standard for exchange of data between banks and financial institutions. It is used in over 70 countries around the world.

What types of payments will be changed?

Changes will be made to all external payments in tenge from Halyk to other second-tier banks, as well as organization of the State Revenue Committee, National Agency for Public Procurement “Government for Citizens” and Treasury Committee of the Ministry of Finance of the Republic of Kazakhstan.

Changes will not be made to payments in foreign currency.

What exactly is going to be changed?

New fields will appear in payments, which customers can fill in as an option:

1. Actual payer - who makes payment.

2. Actual payee - whom funds are credited to.

3. Residency country code (for non-resident payees) - to be filled in only for payees who are not residents of the Republic of Kazakhstan.

Is it necessary to fill in new fields?

No.

If actual payer and payee coincide with sender and beneficiary (payee), it is not necessary to indicate them.

It is necessary to indicate residency country code in payments, if payee or sender is a non-resident of the Republic of Kazakhstan.

Who is actual payer?

Actual payer is a person or organization whose bank details are specified in tax payments to fulfill payment obligations. For example, if a parent company pays taxes for its branch, bank details of branch are specified in “actual payer” field.

Who is actual payee?

Actual payee is the one who receives money. For example, when paying pension contributions, NJSC “State Corporation” ”Government for Citizens” will be beneficiary (payee), and employees to whose accounts contributions are transferred will be actual payees.

When it is necessary to specify country residency code?

If beneficiary (payee) of money and sender is not a citizen of the Republic of Kazakhstan, it is necessary to specify code of a country where he/she resides.

This code consists of two letters and selected from country directory.

If we use a scheme of file upload/download in MT format, what changes will be required?

To make changes to your accounting system (e.g., 1C, SAP, MS Dynamics, etc.), you need to contact IT specialists who support the system in order to make required settings.

Where to get examples of updated format for files uploading?

Examples of files in MT-100 and MT-102 format are available on this page.

Will uploading of files in MX format be available?

Yes.

If your accounting system can save/upload files in MX format, you will be able to upload these files to Onlinebank after 11 November 2024.

Will there be any changes in schemes of direct integration with Bank: 1C DirectBank, WEB-services?

Yes.

You will need to make changes to your accounting system with the help of IT people who support it.

Examples of MT format files