Size is font:
A A A
Site color:
Ц Ц Ц
Voice Assistant
Normal version
Voice Assistant

на сайте присутствует голосовой помощник

вам необходимо выделить текст и нажать на кнопку громкости

logo
Map
Eng
Onlinebank
Onlinebank
Onlinebank
Onlinebank app
Open account
Open an account for SP Open an account for SP
Open account for LLP Open account for LLP
Register SP online Register SP online
Tariff packages for small and medium businesses Salem Package – Easy Start Drive – Drive Your Business Tender – A Guarantee of Success Alem – A World of Neighbors Econom – For Basic Needs
Cards
Digital card Digital card
Card for SP Card for IE
Business cards Business cards The first fuel card for business!
Customs Card Customs Card
Cash deposit card Cash deposit card
Card for employees Card for employees
Guarantees
Digital Blank Tender Guarantee
Guarantees
Digital blank performance guarantee
Letters of Credit
Tender recommendations
Loans for SME
On business goals Up to KZT 300,000,000 business loan for LLPs Online loan for IE Digital secured loan Online loan for IE POS holders Business Medium Halyk Entrepreneur Halyk Entrepreneur Express Deposit-secured loan Loans for corporate business
For agricultural business For agricultural business
State programs Ken Dala Program Regional SMB financing Enbek mass entrepreneurship SME in manufacturing industry Women entrepreneurship lending program “Ymit” Interest rate subsidizing by the Ministry of Agriculture Entrepreneurship support program (subsidies) Entrepreneurship support program (guarantee)
Overdraft Overdraft
Submit documents online Submit documents online with Halyk Courier service
Liability of the Borrower Liability of the Borrower
Acquiring
Halyk QR Halyk QR
Halyk Club Become a partner Bonuses
POS Terminals POS Terminals
Internet Acquiring eРay Internet Acquiring eРay
Halyk Pos application Halyk Pos application
Deposits
Deposits Term Deposit Flexible Deposit Accumulative Deposit Deposit guarantee
Services
Foreign Economic Activity Foreign Economic Activity
Payment system Payment system
Online services Online service for sending financial reports “Invoice” B2B service OnlineDuken
Transaction service Structured Trade Finance Cash flow management Agent services for acceptance of payments Qprint/APS
Treasury Products Brokerage service Conversion operations Banknote operations Interbank loans and deposits Derivatives
Custody Custodian activities
Correspondent relations Correspondent relations
Become a partner of Halyk Market! Become a partner of Halyk Market!
ISO20022 Standards ISO 20022 Standards
logo
Map
Eng
Map
Eng

Soft Loans for Entrepreneurs

About lending program

Halyk Bank grants soft working capital loans to all domestic entrepreneurs, sole proprietors suffered as the National Emergency has been introduced.

Benefits

до 6 млрд тенге
до 6 млрд тенге
до 12 месяцев
до 12 месяцев
8% (ГЭСВ от 8,3%)
8% (ГЭСВ от 8,3%)

Terms of soft lending

Target borrowers  Entrepreneurs whose financial condition got worsened due to the National Emergency*:
  • SME, Sole Proprietors – no restrictions on industries,
  • SME, Sole Proprietors engaged in the agribusiness sector: production and processing,
  • Large Enterprise - check the list of entrepreneurs

Loan term

Up to 12 months

Maximum limit
  • legal entities Large Entrepreneurs – not more than KZT 6b
  • legal entities SME – not more than KZT 3b
  • Sole Proprietors – not more than KZT 50m

Purpose of loan 
  • working capital
  • debt refinancing

Collateral

movable and immovable property that meets the requirements of the Bank's collateral policy 

Criteria for confirming deterioration in financial condition 

compliance with one or more documented criteria that occur during the emergency and within 2 months after the emergency cancellation:

  • decrease in the volume of goods and (or) services sold
  • delayed payment from buyers
  • reduction in the number of employees


* Emergency introduced in the Republic of Kazakhstan in accordance with the Decree of the President of the Republic of Kazakhstan No. 285 dated 15 March 2020 "On the introduction of emergency in the Republic of Kazakhstan"