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Onlinebank
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Onlinebank app
ОБухгалтер
Open account
Open an account for SP Open an account for SP
Open account for LLP Open account for LLP
Register SP online Register SP online
VAT on banking services 2026 VAT on banking services 2026
Tariff packages for small and medium businesses Salem Package – Easy Start Drive – Drive Your Business Tender – A Guarantee of Success Alem – A World of Neighbors Econom – For Basic Needs
Cards
Digital card Digital card
Cash deposit card Cash deposit card
Card for employees Card for employees
Business cards Business cards The first fuel card for business!
Card for SP Card for IE
Payroll Salary project
Customs Card Customs Card
Guarantees
Digital Blank Tender Guarantee
Guarantees
Digital blank performance guarantee
Letter of credit for business
Tender recommendations
Everything you need to participate in tenders
Loans for SME
On business goals Up to KZT 300,000,000 business loan for LLPs Online loan for individual entrepreneurs within 5 minutes Halyk Contract Digital secured loan of up to KZT 1 billion Digital factoring for suppliers of Public Procurement Online loan for IE POS holders Business Medium Halyk Entrepreneur Halyk Entrepreneur Express Deposit-secured loan Loans for corporate business Halyk Sale program
For agricultural business For agricultural business
Liability of the Borrower Liability of the Borrower
State programs Ken Dala Program Regional SMB financing Enbek mass entrepreneurship SME in manufacturing industry Women entrepreneurship lending program “Ymit” "Orleu" lending program for small and medium-sized businesses Interest rate subsidizing by the Ministry of Agriculture Enterprise Support Program (subsidies) Domestic Trade Subjects Support Program (guarantee) Domestic Trade Subjects Support Program (subsidies) Guarantee program within the framework of providing loan guarantee funds Program for natural monopoly entities “Isker Aimaq” Unified Program for Supporting Small Businesses (subsidies)
Overdraft Overdraft
Submit documents online Submit documents online with Halyk Courier service
Loan calculator Loan calculator
Acquiring
Accepting payments POS Terminals Halyk QR with an online cash desk Halyk Pos application WeChat
Halyk Restaurants Halyk Restaurants
Online cash register and FDО POS terminal and online cash register with the NPC
Internet Acquiring eРay ePay online acquiring
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Online services Online service for sending financial reports “Invoice” B2B service OnlineDuken
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Treasury Products Brokerage service Conversion operations Banknote operations Interbank loans and deposits Derivatives
Payment system Payment system
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Banking and Other Operations License (Universal Banking License) No.1.1.601.130 dated 13.07.2026 issued by AFMRD.
Securities Market License No.1.2.47/230/38/1 dated 23.06.2023 issued by AFMRD.

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