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Economy of Simple Things (subsidy)

Entrepreneurs who develop domestic production

Benefits

льготное кредитование
льготное кредитование
срок до 5 лет
срок до 5 лет
0 ₸ организация и оформление
0 ₸ организация и оформление

Terms of the Program

Participantssmall, medium, and large businesses 
Permitted industriesmanufacturing industry and services

processing in the agro-industrial complex 

production in the agro-industrial complex

Project requirements release of at least one product from the list tied to CCEA specific type listed in the resolution* 
Loan requirementsnew and existing loans issued by banks after the effective date of the resolution are allowed*
Loan interest rate

the amount must not exceed the size of the base rate of the National Bank of Kazakhstan + 4,5 percentage points (annual effective interest rate is from 23,8% per annum)**

Subsidy amount
  • for Damu projects – 13.25% per annum ***
  • for the Ministry of Agriculture projects – from 9% to 10% per annum
Project purposeinvestments and / or working capital
Subsidized loan limit
  • investments – no limit
  • replenishment of working capital – up to KZT 5 billion
Subsidy periodfor investments – 7 years, for working capital – 3 years, without further prolongation of the subsidy period
Grace period / deferral for the payment of the unsubsidized portion and / or principal debtno more than one third of the loan term


* Resolution of the Government of the Republic of Kazakhstan No.820 dated 11 December 2018.

** At nominal annual interest rate of  21,25% and the NBK base rate of 16,75%.

*** If the prime rate set by the National Bank of the Republic of Kazakhstan as of 6 December 2022 decreases, the state-subsidized part of the interest rate shall be reduced by the change equivalent to the reduced value of the prime rate of the National Bank of the Republic of Kazakhstan.

Learn more about the program on the website of Damu Fund.

Саll Center: 1408/+7 800 080 18 90 (toll free across Kazakhstan), +7 (727) 244 55 77 (Almaty)

License for banking and other operations and activities in the securities market №1.2.47/230/38/1 dated June 23, 2023 issued by Agency for regulation and development of the financial market of the Republic of Kazakhstan.

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