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Economy of Simple Things (Guarantee)

Entrepreneurs who develop domestic production

Benefits

гарантия до 50% от суммы кредита
гарантия до 50% от суммы кредита
на весь срок кредита
на весь срок кредита
портфельное гарантирование
портфельное гарантирование

Terms of the Program

Participants small, medium, and large businesses
Permitted industries
  • manufacturing industry and services
  • processing in the agro-industrial complex 
  • production in the agro-industrial complex
Project requirements release of at least one product from the list tied to CCEA specific type listed in the resolution*
Loan interest rate no more than 15% per annum in tenge (AEIR min. 16,07%)
Project purpose investments and/or working capital
Loan amount the amount shall not exceed the prime rate of the National Bank of the Republic of Kazakhstan + 4.5 p.p. (annual effective interest rate of at least 23.8% per annum)**
Guarantee period no more than the loan term
Guarantee amount 50% of the loan amount
Portfolio guarantee term provides for a portfolio guarantee with the possibility of independent decision-making by the Bank to grant loans to customers under the guarantee of the Fund


* Resolution of the Government of the Republic of Kazakhstan No.820 dated 11 December 2018.

** At the nominal rate of 21.25% p.a. and the NBK prime rate of 16.75%.

Learn more about the program on the website of Damu Fund.

Саll Center: 1408/+7 800 080 18 90 (toll free across Kazakhstan), +7 (727) 244 55 77 (Almaty)

License for banking and other operations and activities in the securities market №1.2.47/230/38/1 dated June 23, 2023 issued by Agency for regulation and development of the financial market of the Republic of Kazakhstan.

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