Press room

Kazakhstan, Almaty, December 18, 2025

Halyk Bank has become the first commercial bank in Kazakhstan to conclude a bilateral loan agreement with the Export–Import Bank of China.

The attracted funds totaling CNY 1.45 billion will be used to finance Kazakhstani companies importing goods, services and technologies from the People’s Republic of China.

Raising financing from the Export–Import Bank of China represents an important step in strengthening Halyk Bank’s role as a key financial partner to the real sector economy companies.

This transaction has enabled the Bank to diversify its funding sources and thereby expand the range of financial solutions available to business clients. The Bank is able to offer more competitive lending terms, which stimulate investment activity, enhance clients’ operational efficiency and, in turn, contribute to the economic development of Kazakhstan.

“The Bank is committed to providing businesses with attractive financial instruments that support growth, modernization and efficiency improvements. Earlier in 2024, the Bank raised a USD 300 million syndicated loan and placed KZT 20 billion in green bonds on the Kazakhstan Stock Exchange (KASE). The transaction with the Export–Import Bank of China represents another step in diversifying the Bank’s funding base across currencies, instruments and funding sources,” said Murat Koshenov, Deputy Chairman of the Management Board of Halyk Bank.

About Halyk Bank

Halyk Bank is the leading financial services group in Kazakhstan, with a diversified presence across retail, SME, and corporate banking, as well as insurance, leasing, brokerage, asset management and lifestyle services. Halyk Bank has been listed on the Kazakhstan Stock Exchange since 1998, the London Stock Exchange since 2006, and the Astana International Exchange since 2019.

As of 30 September 2025, Halyk Bank had total assets amounting to KZT 20,410bn, making it the largest lender in Kazakhstan. The Bank boasts the country's one of the largest customer base and the most extensive branch network, with 540 branches and service outlets across nationwide. Additionally, the Bank operates in Georgia and Uzbekistan.

The reliability and financial resilience of Halyk Bank are confirmed by the investment-grade credit ratings from major international rating agencies:

Moody’s Investors Service – Baa1(Outlook: Stable)

Standard & Poor’s – BBB-(Outlook: Stable)

Fitch Ratings – BBB-(Outlook: Stable)

About the Export-Import Bank of China

The Export-Import Bank of China is a state-funded and state-owned policy bank that supports foreign economic activity, international trade, and investment projects. The Bank provides financing to companies and financial institutions worldwide, contributing to the development of sustainable and long-term economic relationships

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