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Press room

28.07.2025

Euromoney ranks Halyk as the Best Bank in Kazakhstan

Halyk Bank has once again been recognised as the Best Bank in Kazakhstan at the prestigious Euromoney Awards for Excellence 2025, presented by the respected international financial publication Euromoney. This esteemed recognition affirms the Bank’s outstanding achievements – record financial performance, dynamic expansion of digital services, and leadership in sustainable development.

"Over the past year, Halyk Bank has delivered exceptional results across key financial metrics. Net income surged by 32.8% year-on-year, while net interest income rose by 39%. Total assets increased by 19.7% year-to-date, with net loans growing by 23.5% and total deposits up by 18.9%," noted Euromoney analysts.

The publication also emphasized the Bank’s leading positions in ESG and noted that Halyk Bank became the first commercial bank in Kazakhstan to issue green bonds.

Special attention was paid to the rapid technological transformation: «Halyk Bank launched 52 government services through eGov, becoming the leader among banks and external platforms in terms of the number of online government services provided. The success of the digital strategy is confirmed by the scale of operations: over the past year, transactions totaling KZT 16.2 trillion were processed through the Halyk Super App.”

"It is especially meaningful for our team that the respected publication Euromoney has recognized Halyk Bank’s achievements for the fourth consecutive year. This year’s award is particularly significant, as it reflects a strong endorsement of our performance amid intensifying competition, instability in global economic and trade relations, ongoing technological transformation, and the rapid adoption of AI-driven solutions.

Despite these challenges, we are not only maintaining our position but demonstrating confident growth across all key areas, reaffirming our role as a flagship of Kazakhstan’s banking sector.
This requires continuous improvement of our processes and the adoption of innovations, and we are pleased that our efforts have been acknowledged by the international financial community," said Umut Shayakhmetova, CEO of Halyk Bank.

The Euromoney Awards for Excellence, established in 1992, is considered one of the most prestigious awards in the global banking industry. Each year, more than 600 banks from over 100 countries take part in the competition, making it one of the largest and most influential quality assessment programs in the industry.

About Halyk Bank

Joint Stock Company "Halyk Bank of Kazakhstan" (Halyk Bank) is a systemically important, universal commercial bank with over a century of history.

Halyk Bank is the largest bank in Kazakhstan. As of March 31, 2025, the Bank’s total assets amounted to approximately KZT 18.9 trillion. It plays a pivotal role in financing the real sector of the economy, accounting for 53% of the total lending volume provided by commercial banks. Halyk also has the country’s largest customer base and the most extensive branch network.

The Bank has been listed on the Kazakhstan Stock Exchange (KASE) since 1998, on the London Stock Exchange (LSE) since 2006, and on the Astana International Exchange (AIX) since 2019.

Halyk Group is a universal financial group operating in Kazakhstan, Uzbekistan, and Georgia. The Group provides a comprehensive range of services in banking, insurance, leasing, brokerage, asset management, and lifestyle services for individuals, corporates, and small and medium-sized companies.

As a leader in digital transformation, Halyk Bank is actively developing its proprietary ecosystem. Today, the majority of financial services are provided through the Bank’s digital channels. The Halyk ecosystem includes services in entertainment, tourism, and e-commerce. Additionally, through the Halyk Super App, customers can access over 70 of the most in-demand government services. The Bank actively leverages big data and artificial intelligence to create innovative products and enhance customer service quality.

The reliability and financial resilience of Halyk Bank are confirmed by the investment-grade credit ratings from major international rating agencies:

  • Moody’s Investors Service – Baa1 (Outlook: Stable);
  • Standard & Poor’s – BBB- (Outlook: Stable);
  • Fitch Ratings – BBB- (Outlook: Stable).

For more information about Halyk Bank, please visit https://www.halykbank.com.