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18.07.2025

On Amendments to the Agreement on Accession of a Current Bank Account

Dear Customers! 

Halyk Bank (the “Bank”) hereby informs you that a new version of the Current Bank Account Accession Agreement (the “Agreement”) comes into force on 18 July 2025.

Please familiarize yourself with the main changes that have been introduced in the wording of the Agreement:

- the Bank shall be entitled to receive information about the customer from state databases, including CCEA;

- clause 2.1 of the Notification on the Bank's participation in the obligatory deposit insurance system and other information on deposit insurance issues, including but not limited to, information on the deadlines and procedure for payment of the guarantee compensation including transfer of the unclaimed amount of compensation, shall be posted on the Bank's website www.halykbank.kz;

 - clause 6.8 of the Agreement has been strengthened with the customer's responsibility for compliance control, similar amendments have been made to the text of the Agreement;

 - clause 3.10 is supplemented with the Bank’s right to withdraw money from the customer’s account if the money was obtained fraudulently, which is proved by the Ministry of Internal Affairs;

- the possibility of opening an additional account in case the customer has tax arrears, provided that debit operations on the newly opened account will be carried out only after full repayment of tax arrears, debts on social payments (clause 2.1);

We remind you that re-signing of the Agreement is not required, the changes come into force automatically. You can familiarize yourself with the new version of the Agreement by clicking here: https://halykbank.kz/en/business/documents.


Yours faithfully,

Halyk Bank