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«Baspana-Hit»

Suspended acceptance of loan applications

Benefits

до 15 лет
до 15 лет
взнос от 20%
взнос от 20%
низкая ставка
низкая ставка

Terms

Take a loan, make payments in Halyk Homebank and participate in the giveaway every month. Learn more here


Interest rate 10,75% (AEIR – 11,3%)
Maximum cost of housing

Primary housing:

  • 35,000,000 tenge for Nur-Sultan, Almaty
  • 25,000,000 tenge for Aktau, Atyrau, Shymkent
  • 20,000,000 tenge for Karaganda
  • 15,000,000 tenge for other cities


Secondary housing:

  • 25,000,000 tenge for Nur-Sultan, Almaty, Aktau, Atyrau, Shymkent
  • 20,000,000 tenge for Karaganda
  • 15,000,000 tenge for other cities

Down payment

At least, 20% of the market value of purchased housing  

Period

6 to 180 months

Security

the acquired housing

Collateral value

the smallest of:
- cost determined by an independent appraiser
- cost determined by the Bank
- housing purchase transaction price

Proof of income

mandatory

 Borrower requirements

- citizenship of the Republic of Kazakhstan
- proof of income
- no outstanding mortgage housing loans


* The final interest rate is determined on the date of the loan application to the Bank

How to apply

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2
3

License for banking and other operations and activities in the securities market №1.2.47/230/38/1 dated June 23, 2023 issued by Agency for regulation and development of the financial market of the Republic of Kazakhstan.

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